Help! I have concerns!

Don’t worry, we’re here to address your home buying fears

1) I don’t think I have enough money to buy a home right now

Is this thought because of the fear of putting together a down-payment? Maybe you have heard that you need to have 20% down to purchase a house, but that isn’t true. You can put as much down on a house that you feel comfortable with, but you can purchase a house with very little money down. There are FHA loans with 3% down requirements. There are also grant programs which are available for down payment assistance which can allow you to put even less than 3% down. And if you are a veteran, you can buy a home with 0% down (thank you for your service).

If you’re talking about the monthly payments for a house - if you are paying rent, you can certainly afford to buy a house. All you’re doing paying rent is paying someone else’s mortgage.

2) Should I wait until the market changes?

there’s a quote about planting a tree. that the best time to plant a tree is 20 years ago and the second best time is today. you can’t perfectly time the real estate market. and real estate appreciates over long periods of time, like it takes for a tree to get old. so, you have to jump in the market. don’t be thoughtless about your purchase in the right part of town or home for you, but don’t be afraid to get started.

3) I can’t afford my dream home

Most everyone has a dream home. And then we have the home that we can afford right now. And we build wealth through real estate. You need to buy the home you can afford right now to be able to eventually get closer and closer to your dream home.

4) I’m confused and the process for buying a home seems so stressful

Buying a home is a big purchase - maybe the biggest one you will make in your lifetime. That’s why real estate agents exist. We help you with this big purchase so you don’t feel as stressful. We are experts that do this everyday, and we are here to help you.

So don’t be worried, find the right real estate agent to help you overcome your fears and help you start building your future!