may 2016 - qualifying for a home loan?

more often than not, if you are buying a home, you are using financing to do it. there are some things to keep in mind when qualifying for a home loan with a bank. 

these are some of the things you will need to provide:

  • previous 2 Pay Stubs
  • previous 2 years W2 forms
  • previous 2 years Tax Returns
  • 3 Months Recent Bank Statements
  • Contract to Buy & Sell (if you are already under contract)
  • Social Security Card
  • Home Addresses over last 2 years

things you do not want to do while qualifying and could effect your ability to do so:

  • change your marital status
  • change jobs
  • switch banks or move money between institutions
  • pay off existing accounts (unless lender tells you to do so)
  • make a large purchase
  • apply or open new lines of credit

We hope this helps & happy qualifying!