Buying a home for the first time can be very exciting. It can also be stressful if you are not equipping yourself with the right "power team." Below are a list of steps to help you form your power team, to ensure a stress-free home buying experience:

Figure out how much house you can afford (get a free credit report, you may need to strengthen your score, look at your debt-to-income ratio, save for closing costs and down payment, for a rough assessment of how much house you can afford go to: http://www.bankrate.com/calculators/mortgages/new-house-calculator.aspx)
Find the right mortgage lender (meet with a few, see what is out there and who is a good fit)
Get pre-approved for a loan
Find the right real estate agent (again, meet with a few)
Determine what you need and want in a home
Go House Hunting
Research the home you want to buy
Make an Offer & Negotiate
Finalize the Purchase (our future blogs will go into more detail about this process)
Close (look for future blogs for more info on the home closing process)

want to know more info? contact us. we would love to tell you more about the home buying process and provide you with a FREE first time homebuyer guide for taking time out of your busy schedule!